Questions People Frequently Ask

1. What is Chapter 7 Bankruptcy?

2. What happens when I file Chapter 7 Bankruptcy?

3. Why do people file Chapter 7 Bankruptcy?

4. What is Chapter 13 Bankruptcy?

5. Why do people file a Chapter 13 Bankruptcy?

6. How often can I file Bankruptcy?

7. What property can I keep after I file Bankruptcy?

8. Can I keep my home and/or car after i file Bankruptcy?

9. What debt will Bankruptcy not erase?

10. Will I have to go to court?

11. Will filling Bankruptcy affect my credit?

12. Can I get a credit card after filling Bankruptcy?

13. Will my utility services be affected?

14. Can I be descriminated against for filling Bankruptcy?

15. What is the effect of Bankruptcy on co-signers?

16. Can a married debtor file without the other Spouse?

17. Can filling Bankruptcy stop bill collectors from calling?

18. How long after filling Bankruptcy will creditors stop calling?

19. Can I erase student loans by filling Bankruptcy?

20. What is a Discharge in Bankruptcy?

21. When does the discharge occur?

22. How does the debtor get a discharge?

23. Does the debtor have the right to a discharge or can creditors object to a discharge?

24. Can a debtor receive a second discharge in a second Chapter 7 Case?

25. Can the dischage be revoked?

26. May the debtor pay a debt that has been discharged after the bankruptcy case has been concluded?

27. Can I be forced to pay someone else's debt?

28. What happens if I am sued?

29. What happens if I lose the Lawsuit?

30. Can I protect my property if I am sued?

31. How do I know if I should file for Bankruptcy instead?

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